| On July 26, 2000 an Application to Obtain a National Banking Charter and Federal
Deposit Insurance was filed with the Comptroller of the Currency (the
"Comptroller") and with the Federal Deposit Insurance Corporation (the "FDIC").
The Comptroller approved the Application on November 17, 2000 and the FDIC
approved the Bank`s Application for Federal Deposit Insurance for Bridge Bank,
National Association. On December 6, 2000, the Bank`s Articles of Association
and Organizers` Certificate were adopted by the Bank's organizers, which
established the Bank's corporate existence. There are no predecessors to the
Bank.
The Bank commenced operations on May 14, 2001. The Bank engages in general
commercial banking business, and accepts checking and savings deposits, makes
commercial, real estate, auto and other installment and term loans, and provides
other customary banking services. |